Overview
Flexible premium and policy term
Yearly Cash Benefit
Maturity Benefit
Say Yes to saving for today’s needs and tomorrow’s goals.
Managing your finances while saving to fund your future milestones can be hard. However, with the right savings strategy to keep you financially disciplined, you can stay on track.
PRUActive Cash, an insurance savings plan with yearly cash benefit, gives you both flexibility and structure to help you bridge the gap between balancing your anticipated annual financial commitments and achieving your future financial goals. With customisable premium and policy terms, you can personalise your plan to best suit your individual financial needs. It’s time to live up to the standards you’ve set for today, with tomorrow’s dreams in mind.
Key Benefits
Customise a premium term based on what you’re comfortable with
Choose a policy term that best suits your needs
Yearly cash benefit
Achieve your future goals with a maturity benefit
Be protected financially against death
Seamless Application
Enhance your plan with these supplementary benefits
Crisis Waiver III
- Waiver of premiums3 upon diagnosis of any one of the 35 critical illnesses listed.
Early Stage Crisis Waiver
- Waiver of premiums for five years upon diagnosis of early stage medical conditions4 and allows a claim for a second time5.
- Waiver of premiums for 10 years6 upon diagnosis of intermediate stage medical conditions
Payer Security Plus
- Waive the premiums of your spouse’s or child’s policy in the event that death, total and permanent disability or critical illness should strike you
- This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier
Important Information
Footnotes
Footnotes
1The Yearly Cash Benefit is 3% of the PRUActive Cash policy’s Face Value. The Face Value is a notional value used to determine the Yearly Cash Benefit, Bonuses (non-guaranteed), and the Maturity Benefit. It is not the sum assured of the policy.
2The Maturity Benefit consists of the last instalment of the Yearly Cash Benefit, guaranteed Maturity Value and non-guaranteed Maturity Bonuses (if any), less any amount owing to us.
3Crisis Waiver III waives the future premiums of the covered benefits up to the end of premium term or age 85, whichever is earlier.
4After the end of the Early Stage Premium Waiver Period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.
5The second claim will waive the premium for another 5 years. This is provided the second claim is not for the same Medical Condition as the first claim, and it does not fall within the same category of the first Early Stage Medical Condition.
6If there was a successful claim under Early Stage Medical Conditions, the Intermediate Stage Medical Conditions Benefit only waives 5 years of future premiums.
Additional Notes
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the brochure, the English version shall prevail.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites(www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 1 July 2021.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
