Compare among 3
Maternity Plans
Yes, receive up to S$400/day as hospital cash payout, up to 50 days of hospitalisation for selected conditions
Receive payout on hospitalisation or Intensive Care Unit admission with Hospital Care Accelerator Benefit.
Total payout is up to 100% of sum assured.
Yes, receive 2% sum assured a day, up to 25 days of hospitalisation against selected conditions2
Receive financial support with the Hospital Care Accelerator Benefit for serious cases of hospitalisation.
Total payout is up to 50% of sum assured.
Yes, up to 10% sum assured payout
Yes, from 14 – 90 days after birth
Option to sign up with a PRUShield Plus or PRUShield Standard plan within 14 to 90 days from birth without medical underwriting under specified conditions4
Yes, receive up to S$400/day as hospital cash payout, up to 50 days of hospitalisation for selected conditions
Receive payout on hospitalisation or Intensive Care Unit admission with Hospital Care Accelerator Benefit.
Total payout is up to 100% of sum assured.
Yes, receive 2% sum assured a day, up to 25 days of hospitalisation against selected conditions2
Receive financial support with the Hospital Care Accelerator Benefit for serious cases of hospitalisation.
Total payout is up to 50% of sum assured.
Yes, up to 10% sum assured payout
Yes, from 14 – 90 days after birth
Option to sign up with a PRUShield Plus or PRUShield Standard plan within 14 to 90 days from birth without medical underwriting under specified conditions4
Transfer of PRUActive Life III from mum to baby without underwriting5, providing baby comprehensive protection against Death, Terminal Illness and Total and Permanent Disability
Yes, receive up to S$400/day as hospital cash payout, up to 50 days of hospitalisation for selected conditions
Receive payout on hospitalisation or Intensive Care Unit admission with Hospital Care Accelerator Benefit.
Total payout is up to 100% of sum assured.
Yes, receive 2% sum assured a day, up to 25 days of hospitalisation against selected conditions2
Receive financial support with the Hospital Care Accelerator Benefit for serious cases of hospitalisation.
Total payout is up to 50% of sum assured.
Yes, up to 10% sum assured payout
Yes, from 14 – 90 days after birth
Option to sign up with a PRUShield Plus or PRUShield Standard plan within 14 to 90 days from birth without medical underwriting under specified conditions4
Transfer of PRUActive LinkGuard from Mum to baby without underwriting⁵ providing baby comprehensive protection against Death, Terminal Illness and Total Permanent Disability, while also accumulating wealth for its future needs.
Footnotes
Please refer to the Product Summary and Policy Document for details of the terms and conditions.
1Up to S$200 for psychological consultations and 5% of sum assured for Postpartum Depression diagnosis.
2Applicable to Multiple birth pregnancy with 50% Sum Assured per life.
3Applicable to Multiple birth pregnancy, up to 100% Sum Assured per life.
4The Health Cover for Child does not cover congenital illnesses or pre-existing conditions, which refers to any health issue the baby had before getting the eligible PRUShield plan. This includes symptoms or signs that the baby received medical treatment, medication, consultation, advice, or diagnosis for, or that would have made a sensible person seek medical help. For instance, if a baby was born with a cleft lip, any related expenses will not be covered, but other conditions which are not pre-existing will be considered. All other terms and conditions as stated in the eligible PRUShield policy document will apply. It’s important to note that the cover can only be applied within 14 to 90 days after the baby’s birth, and if the baby is not hospitalised during the application. Please refer to the PRUMum Product Summary for the full terms and conditions.
5Applicable only when it is done within 60 days from child's date of birth.