Term Life | Comparison Table

Compare between 2
Term Life Plans

PRUActive Term
PRUVital Cover
Death coverage
Total Permanent Disability coverage
Terminal Illness coverage
Critical illnesses coverage
Cancer coverage
Covers existing conditions
Continued coverage after claim
Payment term
Policy term
Medical examination required
Death coverage
Yes1, up to age 1002
Total Permanent Disability coverage
Yes1, up to age 702
Terminal Illness coverage
Yes1, up to age 1002
Critical illnesses coverage
Optional add-on3
Cancer coverage
Yes, as part of optional add-on3
Covers existing conditions
No
Continued coverage after claim
No
Payment term
5 to 82 years
Policy term
Between 10 to 82 years
Medical examination required
Yes
Yes
Optional up to age 704
Yes
Optional add-on5
Yes, as part of optional add-on5
Yes
No
Same as coverage term
Min: 10 years
Max: Up to age 80
No

We’re here to help

Start your financial planning journey with us today. Our Financial Representative will be in touch to assist you.

* All fields are mandatory

Are you a EU resident individual?
By submitting this form, I confirm that I have read, understood and given my consent

Or give us a call: 1800 333 0333

Footnotes

Please refer to the Product Summary and Policy Document for details of the terms and conditions.

1PRUActive Term provides coverage against death, terminal illness and total and permanent disability during the policy term. The life assured can only claim either death, terminal illness or total and permanent disability and not all. The total and permanent disability benefit ends on the policy anniversary before the life assured attains age 70.

2Based on age at next birthday.

3Crisis Care III (PRUActive Term) is a supplementary benefit, which offers financial protection against the diagnosis of any one of the 36 listed Critical Illnesses. It also provides a Special Benefit for Diabetic Complications. Early Stage Crisis Cover is a supplementary benefit, which offers financial protection against medical conditions from its early stages to the intermediate and critical stages, and it also provides a Premium Waiver benefit.

4Vital Cover Disability is an optional Accelerated Disability Benefit which provides coverage against total and permanent disability up to age 70 or the policy term of main policy, whichever is lower.

5Vital Crisis Care and Vital Crisis Waiver only covers for 5 Critical Illnesses: Blindness (Irreversible Loss of Sight), Stroke with Permanent Neurological Deficit, End Stage Kidney Failure, Heart Attack of Specified Severity and Major Cancer.