PRUWealth (USD)
What is PRUWealth (USD)?
PRUWealth (USD) is an insurance savings plan that enables you to grow and diversify your wealth with capital guaranteed.1
You can also enjoy flexibility of withdrawals2 to fund key milestones in life and keep up with your changing needs when necessary.
Key Benefits
Grow your wealth for life
Policy continuity and joint ownership
Flexible access
Choose how long you want to pay
Supplementary benefits
Add supplementary benefits4 to enhance your savings plan
Crisis Waiver (USD)
- Waiver of premiums5 upon diagnosis of any one of the 35 Critical illnesses listed
Payer Security (USD)
- Waive the premiums of your child’s policy in the event that death, total and permanent disability or critical illness should strike6
Useful tools and Information
Important information
Footnotes
1Capital guaranteed is after 10th year only if you purchased a PRUWealth (USD) policy of single premium payment term. For a policy of 5 years and 10 years premium payment term on an annual premium payment mode, the capital guaranteed is after 20th year. This is also provided there has not been any policy alterations such as partial surrender since inception.
2Any withdrawal from a PRUWealth (USD) policy is a partial surrender and must be requested by the customer. Any partial surrender will result in a reduction in the long-term value of the policy. If the policy is surrendered, the surrender value payable (if any) may be less than the total premiums paid.
3Policy matures on the policy anniversary before original primary life assured turns 100 years old.
4For Single Premium policy, no add-ons of additional benefit will be allowed.
5This benefit waives all future premiums up to the end of the premium payment term.
6The death, total and permanent disability and critical illness waiver coverage will expire before the policy anniversary before the person covered under Payer Security (USD) turns 60 years old, or the life assured turns 25 years old, or to the end of the premium payment term of the main policy, whichever event happens first. The waiver of premiums will be until the policy anniversary before the stated age.
Additional Notes
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 15 December 2023.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
