crisis-cover-extra

Crisis Cover Extra

We understand you want enhanced critical illness protection for peace of mind

In the event of critical illness, Crisis Cover Extra will serve as a source of financial assistance to you and your family. It provides an immediate lump sum payment¹ of the sum assured without affecting the other benefits of your main plan.

Highlights

Basic plan continues even after critical illness payout

Product Details

Product Features

Payment Term	5, 10 to 45 years, depending on basic plan
Policy Term	10 to 45 years, depending on basic plan
Issuance Age	Between 1 and 60 Age Next Birthday
Accidental Death Benefit	Not Applicable
Sum Assured	Minimum Sum Assured: $10,000 Maximum Sum Assured: $3,600,000
Core Benefits	Provides an additional lump sum payout (100% of sum assured) upon diagnosis of any one of the 36 listed Critical Illnesses² Except for Angioplasty and Other Invasive Treatment for Coronary Artery, where we pay 10%³ of the benefit subject to a maximum amount of $25,000. Claims made do not affect death, terminal illness or total permanent disability benefits of the main plan.

Footnotes and Note

Footnotes:

Sum assured will only be paid out in a lump sum to the life assured upon diagnosis of any one of the 36 critical illnesses listed in the product summary.
Sum assured paid out will not reduce the sum assured of the basic plan. When the sum assured is fully paid out, Crisis Cover Extra terminates.
The remaining sum assured is the original sum assured less the amount claimed for Angioplasty and other invasive treatment for Coronary Artery.

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying health insurance products that are not suitable for you may impact your ability to finance your future health needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 20 April 2020.